Wherever you are in Florida, we come to you. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Serving Florida property owners since 2006, in English and Spanish. New Jersey: statewide.
Homeland Public Adjusters Expands Commercial and Specialty Insurance Claim Services in Florida and New Jersey
Licensed public adjusting firm represents businesses, condo and HOA associations, builders and boat owners on builder’s risk, marine, business income and other specialty property insurance claims, in English and Spanish
MIAMI LAKES, Fla., November 2, 2026 — Homeland Public Adjusters, a licensed public adjusting firm serving Florida (agency license W818638) and New Jersey (firm license 3003982360) since 2006, now offers dedicated public adjuster services for commercial and specialty property insurance claims. A public adjuster is a licensed professional who represents the policyholder, not the insurance company, in documenting, presenting and negotiating a property insurance claim. Homeland handles these claims in English and Spanish.
Commercial and specialty claims rarely come down to a single estimate. One loss can involve several separate coverages: the building, business personal property, business income, extra expense, ordinance or law, and policy endorsements. Each has its own limit, deductible and proof. Homeland works these claims with engineers, forensic accountants, marine surveyors and contractors, so each coverage is documented and the claim is presented in full.
“When a business, an association or a boat owner has a loss, the insurance company brings its own experts on day one,” said Nelson Avila, co-founder of Homeland Public Adjusters. “Our job is to make sure the policyholder has the same depth on their side, so every coverage they paid for is claimed and proven.”
Commercial and specialty claims Homeland handles
- Business income and extra expense claims, including spoilage and power outage
- Commercial property and large-loss claims for warehouses, restaurants, hotels, retail stores and medical offices
- Builder’s risk claims for projects under construction
- Boat and yacht insurance claims; marina, boatyard and dealer claims
- Contractor’s equipment and inland marine claims
- Condo, HOA and co-op master policy claims
- Farm, nursery and agricultural property; churches, schools and nonprofits; landlords and loss of rents
- Vehicle or aircraft impact on a home or business
- Florida only: cyber and systems losses, cargo and fleet claims, and third-party property damage claims against an at-fault party’s insurer
Questions property owners ask
What does a public adjuster do on a commercial claim?
A public adjuster reads the policy, identifies every coverage that applies, documents the damage and the financial loss, prepares the claim and negotiates it with the insurance company on the policyholder’s behalf.
Who does Homeland represent?
Only policyholders: business owners, condo and HOA associations, landlords, builders, boat owners and homeowners. Homeland never represents insurance companies.
Where does Homeland work?
Throughout Florida, including Miami, Fort Lauderdale, Hialeah, Miami Lakes, Doral, Homestead, Hollywood, Pembroke Pines, West Palm Beach, Boca Raton, Naples, Fort Myers, Cape Coral, Tampa and Orlando, and throughout New Jersey, including Newark, Jersey City, Paterson, Edison, Elizabeth and Toms River.
Does Homeland work in Spanish?
Yes. Every claim can be handled in English or Spanish.
How can I check a public adjuster’s license?
Florida licenses can be checked with the Florida Department of Financial Services, and New Jersey licenses with the New Jersey Department of Banking and Insurance. Homeland’s guide explains both: How to Verify a Public Adjuster License in Florida and New Jersey.
Property owners with a commercial or specialty loss can call Homeland first, 24/7: (305) 783-3777 in Florida or (732) 517-3777 in New Jersey.
Quick facts
- Company: Homeland Public Adjusters (Homeland Public Adjusters Corporation)
- Type: licensed public adjusting firm; represents policyholders only
- Licenses: Florida agency W818638 · New Jersey firm 3003982360
- Service area: Florida statewide and New Jersey statewide
- Languages: English and Spanish
- Founded: 2006
- Phone (24/7): Florida (305) 783-3777 · New Jersey (732) 517-3777
- Website: homelandpa.com
About Homeland Public Adjusters
Homeland Public Adjusters has represented property owners on insurance claims since 2006. The firm is licensed in Florida (agency license W818638) and New Jersey (firm license 3003982360) and works only for policyholders: homeowners, businesses, and condo and HOA associations. It handles hurricane, wind, water, fire, flood, mold, roof, denied and underpaid claims, as well as commercial and specialty losses, in English and Spanish. Homeland is based at 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016. homelandpa.com
Media contact: Nelson Avila · nelson@homelandpa.com · (305) 783-3777
Homeland Public Adjusters represents policyholders, not insurers. Get a free review of your claim.
Get a Free Claim ReviewVerify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves all of Florida: Yes — every city and county. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (305) 783-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.