Welcome to Adjuster Advantage™
Giving You the Advantage Over Insurance Companies — Real Tools. Real Power.
We created Adjuster Advantage™ to change how property owners experience insurance — forever.
For too long, insurance companies have had all the power: the resources, the information, and the network to protect their bottom line — not yours.
We decided it was time to level the playing field.
Adjuster Advantage™ by Homeland Public Adjusters is more than a membership — it’s your personal protection system.
It gives you access to the same preparation, organization, and professional support the insurers rely on — but this time, it’s working for you.
Through your private Homeland Member Portal and The Advantage App™, you can store your policies, photos, and documents with Safety Vault™; understand your coverage with Policy Scan™; track renewals and receive reminders with 90DAY XPlus™; and get real-time alerts, inspections, and support before, during, and after any disaster with Prep Alert™.
And yes — you even get discounted public-adjuster fees with our Loyalty Discount™, included for free as part of your Adjuster Advantage™ membership.
We’re constantly adding new tools and benefits to give you the same edge the insurance companies have — and to help you stay ready, protected, and confident.
Because the more you know, the more power you have to protect what’s yours.
And once you join, the Adjuster Advantage™ is yours for life.
Ready to see how it works?
Just scroll down…
Here’s how Adjuster Advantage™ Works
A simple, step-by-step system designed to keep you protected, organized, and ready before and after any disaster.
Why Adjuster Advantage™ Is Revolutionary
Most public adjusters show up after the disaster.
Adjuster Advantage™ is different — it’s proactive and built to protect you before, during, and after it happens. It prepares property owners in advance, provides support through the chaos, and prioritizes recovery after the storm — all with pre-disclosed, discounted member fees that make professional representation more accessible than ever.
This isn’t business as usual — it’s the next generation of public adjusting, and the future of property protection.
| Feature / Benefit | Homeland Public Adjuster Advantage™ Best | Other Public Adjusters | Policyholder Alone (Insurer Adjuster) |
|---|---|---|---|
| Get the Advantage™ Membership | ✅ Free lifetime membership that activates protection the moment you upload a policy. | ❌ No membership — engagement starts after a loss. | ❌ None — you face losses with the insurance company’s adjuster on their terms. |
| Safety Vault™ – Secure Document Storage | ✅ Encrypted digital vault for storing policies, photos, and receipts — accessible 24/7 through Homeland — The Advantage App™. | ⚠️ Basic file storage only, often temporary or offline. | ❌ No system to store or access vital documents after a disaster. |
| Policy Scan™ – Coverage Clarity | ✅ Plain-language policy scan reveals coverages, exclusions, and risks (educational only). | ⚠️ Reviews coverage only after damages occur or a claim is filed. | ❌ No one explains your coverage; you depend solely on your insurer’s interpretation. |
| 90DAY XPlus™ – Renewal Tracking | ✅ Automatic renewal reminders at 90, 75, 60, 45, 30, 15, 7 & 1 day. Keeps policies current and avoids mortgage-force renewals. | ❌ No proactive tracking — policy lapses unnoticed. | ❌ No reminders; renewals handled automatically by insurer or lender. |
| Prep Alert™ – Readiness & Risk Updates | ✅ Real-time alerts for weather, emergencies, and insurance law changes. Stay informed and prepared. | ⚠️ Reactive communication; no ongoing risk monitoring. | ❌ No alerts or proactive notifications — rely on news or chance. |
| STAT Pro™ – Priority Triage & Inspection | ✅ 24/7 on-call adjuster access with first-in-line priority during declared disasters. | ⚠️ Limited scheduling; help arrives after contracts are signed. | ❌ Must wait for insurer’s adjuster; no independent inspection. |
| Loyalty Discount™ – Member Fee Savings | ✅ Pre-disclosed discounted adjuster fees for verified members. “No recovery, no fee” guarantee. | ⚠️ Standard or higher fee percentages; discounts rarely offered. | ❌ No adjuster representation — all claim handling done by insurer. |
| Get Repped™ – Professional Representation | ✅ Homeland’s licensed adjusters manage the claim from inspection through negotiation and recovery. | ⚠️ Limited personalization; involvement starts after loss. | ❌ Represented only by the insurance company’s adjuster — not yours. |
| Claims Hub™ – Transparency & Tracking | ✅ Members view claim progress, notes, and documents through a secure online portal. | ❌ Manual updates via phone or email; no live access. | ❌ No visibility into insurer’s internal process or decisions. |
| Keep the Advantage™ – Lifetime Protection | ✅ Membership never expires. Continuous access, renewal alerts, and inspection priority for life. | ❌ Representation ends once the claim closes. | ❌ No ongoing support or monitoring after the payout. |
| Protect Your Peace of Mind | 🌟 Always ready. Always protected. Homeland Public Adjuster Advantage™ empowers property owners before, during, and after every storm. | ⚠️ Reactive — limited scope and access. | ❌ Alone against the insurer’s adjuster — vulnerable and unprepared. |
Adjuster Advantage™ In Detail
Each step of Adjuster Advantage™ is designed to keep you protected before, during, and after disaster strikes.
Here’s how every stage of your free membership works — and how each one helps safeguard your property, your recovery, and your peace of mind.
Get the Advantage™ — Free Membership
Joining takes only a few minutes — and costs nothing.
The moment you sign up:
- Your secure Homeland Member Portal is created
- You gain access to tools that homeowners rarely have before a claim
- You’re assigned a team working for you — not the insurance company
No premiums. No contracts. No risk.
Just protection homeowners deserve — for free.
Safety Vault™ — Activate Your Benefits
To unlock your full benefits, simply upload or enter one active policy.
This also reveals your discounted public adjuster fees.
You can securely store:
- Insurance policies
- Photos of your property & roof
- Receipts, appraisals & proof of improvements
- Claim documents
- Anything needed to support a future loss
Even if you lose your files in a hurricane, fire, or burst pipe,
Homeland already has what’s needed to act fast.
Plus —
Install the Homeland App instantly on your phone (no app store required) for fast help in real emergencies.
Policy Scan™ — Understand Your Coverage
Insurance policies are confusing by design.
We simplify the fine print:
You’ll receive:
- A plain-English summary of key coverage features
- Deductibles, sublimits & exclusions explained
- High-risk gaps identified
- Improvement recommendations before renewal time
You deserve to understand what you’re paying for — before disaster strikes.
(Informational / educational use only — not legal advice.)
90DAY XPlus™ — Track Your Renewal
Most policyholders only discover a problem after a policy expires.
Homeland prevents that.
We alert you:
- 90, 75, 60, 45, 30, 15, 7 & 1 days before expiration
This gives you time to:
- Upgrade your policy
- Switch to a better carrier
- Avoid expensive lender-forced renewals
Your renewal should benefit you — not your insurance company.
Prep Alert™ — Stay Ready
When risk rises, we are the ones contacting you — not the other way around.
You’ll receive alerts:
- Before a storm
- During impact
- After the danger passes
Plus:
- Local risk notices
- Emergency readiness checklists
- New law/coverage changes affecting your protection
While the news tells you what happened…
we tell you what to do.
STAT Pro™ — Priority Help
During a major event, everyone needs an adjuster at once.
But Homeland members go to the front of the line.
You get:
- Faster inspection scheduling
- Direct support from a licensed adjuster
- Help accessing emergency resources
- Priority attention in declared disasters
Because we already have your policy and documentation,
we mobilize before others can even begin.
And yes — you can request help instantly through the Homeland App.
Loyalty Discount™ — Save Money at Claim Time
Insurance companies make the claim process complicated.
Hiring help shouldn’t add stress.
As a verified member:
- You see your discounted fee schedule up front
- No hidden charges
- No surprises
- No recovery = no fee
- Your cost only comes from your successful claim
Financial relief — right when you need it most.
Get Repped™ — Claim Representation
When damages look covered under your policy:
- We conduct a professional inspection
- You sign a Letter of Representation
- Homeland takes over your claim
We:
- Handle all communications with the insurance company
- Prepare documentation & estimates
- Fight for the settlement you deserve
You focus on recovery.
We handle the hassle.
Claims Hub™ — Manage Your Claim
Transparency. Convenience. Control.
Track your claim’s progress in real time:
- See updates as they happen
- View and download documents
- Upload anything we request
- Chat directly with your adjuster
Accessible anywhere — including through the Homeland App.
Insurance companies can’t hide updates from you anymore.
You always know where things stand.
Keep the Advantage™ — Lifetime Protection
Once activated, your membership never expires.
Whether you:
- Move homes
- Buy a rental property
- Add a vacation house
- Experience multiple claims
- Face future hurricanes and disasters
You always have Homeland standing with you.
Membership for life.
Protection for life.
Advantage for life.
No. Membership does not create representation. By joining Adjuster Advantage™, you gain preparedness tools, access to a secure online portal to store your policy and photos, priority inspections, discounted rates, and on-call licensed Public Adjusters. Actual representation only occurs when you sign a separate Letter of Representation to formally hire us as your Public Adjuster, as required by law in Florida and New Jersey.
Adjuster Advantage™ is available free of charge to qualified property owners in Florida and New Jersey — including homeowners, business owners, and community associations. Whether you own a single-family home, run a business, or manage a condo/HOA, membership is designed to keep you protected before, during, and after a loss.
Insurance companies have teams of adjusters protecting their bottom line — not yours.
Adjuster Advantage™ levels the playing field by giving you your own professional team, ready before disaster strikes.
With your policy stored, your damages documented, and adjusters on call, your claim starts faster, runs smoother, and keeps you in control of your recovery.
Adjuster Advantage™ — Your Ongoing Protection
Now, through our free Adjuster Advantage™ Program, every qualified property owner in Florida and New Jersey can have experienced public adjusters on their side — ready to support you before, during, and after disaster strikes. With Adjuster Advantage™, you’re not just covered for today’s claim — you’re building peace of mind for the future.
Membership in Adjuster Advantage™ does not itself create representation by Homeland Public Adjusters. Representation on any insurance claim requires a separate, written agreement with Homeland Public Adjusters, as required by state law. Membership benefits such as discounted rates, priority scheduling, and access to tools are provided for preparedness and support purposes only. Outcomes are not guaranteed, and recoveries vary based on individual circumstances and policy coverage.