Welcome to Adjuster Advantage™
by Homeland Public Adjusters
Insurance companies have always had the upper hand. They have teams of adjusters on call, protecting their bottom line. For too long, property owners — homeowners, businesses, and associations — have been left to fend for themselves when disaster strikes.
That ends now.
Homeland Public Adjusters created Adjuster Advantage™, the first free protection program of its kind for property owners in Florida and New Jersey. It’s not just a membership — it’s a revolutionary shift that puts property owners on equal ground with insurance companies.
Why Adjuster Advantage™ is Revolutionary
Traditional public adjusting starts after the damage is done. Adjuster Advantage™ is future-focused. It prepares property owners in advance, provides support during the chaos, and prioritizes recovery after the storm.
This isn’t business as usual — it’s the next generation of public adjusting.
Why It Matters (The Proof)
The numbers tell the story. According to a Florida Legislature study (OPPAGA), property owners who worked with licensed public adjusters recovered significantly more than those who did not:
- 747% more on catastrophic claims ($17,187 vs. $2,029)
- 574% more on non-catastrophe claims ($9,379 vs. $1,391)
That’s the impact experienced adjusters can make — ensuring property owners, businesses, and associations pursue the recovery they deserve.
Membership Benefits for Property Owners, Businesses & Associations
As an Adjuster Advantage™ member, you’ll gain access to exclusive tools and support designed to keep you prepared before, during, and after a loss.
- Priority scheduling for inspections and damage documentation
- A secure digital portal to store policies, photos, and records
- Preparedness alerts before, during, and after storms or disasters
- Discounted Public Adjuster rates whenever Homeland represents you
Membership is completely free — no obligation, no upfront cost.
Claim Types Covered
Whether you’re a homeowner, business owner, or part of an association, Adjuster Advantage™ ensures you’re never alone in a claim. We handle all major loss types, including:
- Hurricane & Storm Damage — roof, wind, and water intrusion
- Fire & Smoke — total or partial loss
- Water Damage — pipe breaks, leaks,
- Mold — often hidden and denied without representation
- Theft & Vandalism — frequently disputed coverage
- Business Interruption — loss of income and extra expenses when operations are disrupted
- Community Property Damage — condo/HOA common areas, master policies, reserves
How It Works for Property Owners, Businesses & Associations
Step 1 – Apply Free
Check if your home, business, or community qualifies. Enrollment takes less than a minute.
Step 2 – Stay Protected
Upload your policy and property photos to your secure account. Whether it’s a single home, a commercial property, or an association master policy, your information is stored safely — and you’ll be on our radar for storm alerts and priority inspections.
Step 3 – Recover Smarter
When disaster strikes, you’re already prepared. With documentation in place and Homeland Public Adjusters on call, your claim starts faster, your stress is lower, and your recovery is stronger.
No. Membership does not create representation. By joining Adjuster Advantage™, you gain preparedness tools, access to a secure online portal to store your policy and photos, priority inspections, discounted rates, and on-call licensed Public Adjusters. Actual representation only occurs when you sign a separate Letter of Representation to formally hire us as your Public Adjuster, as required by law in Florida and New Jersey.
Adjuster Advantage™ is available free of charge to qualified property owners in Florida and New Jersey — including homeowners, business owners, and community associations. Whether you own a single-family home, run a business, or manage a condo/HOA, membership is designed to keep you protected before, during, and after a loss.
Insurance companies have teams of adjusters working to protect their bottom line — not yours. Adjuster Advantage™ levels the playing field by giving property owners their own professionals, ready to step in when disaster strikes. With your policy stored, your damages documented, and adjusters on call, your claim starts faster, runs smoother, and puts you in the best position to pursue the recovery you deserve.
Adjuster Advantage™ — Your Ongoing Protection
Now, through our free Adjuster Advantage™ Program, every qualified property owner in Florida and New Jersey can have experienced Public Adjusters on their side — ready to support you before, during, and after disaster strikes.With Adjuster Advantage™, you’re not just covered for today’s claim — you’re building peace of mind for the future.
Membership in Adjuster Advantage™ does not itself create representation by Homeland Public Adjusters. Representation on any insurance claim requires a separate, written agreement with Homeland Public Adjusters, as required by state law. Membership benefits such as discounted rates, priority scheduling, and access to tools are provided for preparedness and support purposes only. Outcomes are not guaranteed, and recoveries vary based on individual circumstances and policy coverage.