Understanding your policy coverage and limits is the first step in the claims process. We will perform a comprehensive review of your insurance policy in detail to understand your covered perils and coverage limits and all the distinct types of hazard indemnity afforded in the policy contract. With this understanding we can begin to put together a preliminary examination and/or a rough estimate of your case and the value of your potential claim for damages

Our experience public insurance adjusters estimate your damages by taking detailed measurements of your property building, making notations of all damages including all affected contingent areas and taking detailed photographs and/or videos of the damages as early as possible. We then make a detailed estimate report to accompany all the above documentation with the leading industry computer estimating program used by most professional insurance adjusters.

Communicating and negotiating with your insurance carrier in good faith is the most critical part of the whole claims process. In adjusting we bring attention to not just your right and coverages afforded in your policy agreement, but we also discuss things like additional or future prevention and/or the deterioration of the property by needs of mitigating services if needed or required. We also address municipal permitting and law and ordinance allowance for reconstruction building codes.

Our public adjusters will lead a plan for the maximum amount of recovery for the indemnity of your covered loss and any other contingencies like additional living expenses. Some of these expenses may include the temporary renting or leasing of a residence or place of business, food and/or necessary personal or business items or services, etc. We will have all the tools and validation to be as tenacious as possible in the pursuit of the most legitimate settlement that you could be entitled to.