What is a public adjuster?
A Public Adjuster is an insurance claims adjuster who advocates for the policy holder in appraising and negotiating an insurance claim. A Public Adjuster is the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
Will my insurance company cancel my contract if I hire a public adjuster?
No. It would be a serious violation for any Insurance Company to discriminate against you in any way for exercising a right given to you by the State of Florida.
If my claim has been closed by the insurance company, is it too late to hire a public adjuster?
Usually, it is not too late.Florida law allows a few years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount, and would like us to review your claim, please contact us. We will carefully audit and analyze your claim and give you our professional opinion.
Who regulates a public adjuster?
A Public Adjuster is an insurance adjuster expert, who is licensed and certified by the Florida Department of Financial Services to work exclusively for the benefit of the policy holder.
Who uses public adjuster services?
Public Adjusters are hired by individuals and all types of business and professionals including: attorneys, banks, accountants, business owners, and even insurance adjusters and agents for their own losses. Once a person has experienced the benefits of our services, they will rarely attempt to settle a claim without our help.
When should I call a local public adjuster?
You should call us immediately after a loss. It is most beneficial for all parties when we are involved at the beginning of the claim development so we can set the tone for the entire process.
How does a public adjuster prepare a claim?
Public Adjusters are very skilled negotiators, who will use services of appraisers, engineers, accountants and all sorts of other experts as needed. Public Adjuster will meticulously go through all the evidence and document everything for you to get the most out of your settlement.
Is there a minimum value requirement for a claim?
We only get involved in claims where our services are needed. Therefore, there is no claim too big or too small. Just give us a call to discuss your claim and we will give you our professional opinion.
What is the cost of hiring a public adjuster?
The standard fee for public adjusting services is a small percentage of the amount recovered from the Insurance Company. These fees are regulated by the Florida Department of Financial Services.
My claim was denied, am I entitled to a second opinion?
Yes! Many of our clients that were told their claim was denied. We simply reopen the loss, negotiate with your insurance company, and insist they pay for viable damages.
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