1. Membership Agreement

By enrolling in Adjuster Advantage™, you agree to these Terms & Conditions, which govern your membership and communications with Homeland Public Adjusters (“Homeland PA,” “we,” or “us”).

 

2. Consent to Communications

You expressly authorize Homeland PA to communicate with you via email, text message (SMS/MMS), phone calls, automated calls, direct mail, social media messaging platforms (including but not limited to Facebook Messenger, Instagram, WhatsApp, and similar services), and any other digital or physical means of contact for the purposes of:

Providing information, updates, and educational content related to insurance claims and property protection.

Delivering promotional offers and marketing materials about our services.

Contacting you before, during, and after weather events, natural disasters, or property losses to offer assistance and claim support.

Sending newsletters, reminders, alerts, surveys, and service announcements.

 

3. Acknowledgment of Request for Information

By enrolling, you acknowledge and agree that you are specifically requesting ongoing information and communications from Homeland PA about insurance claims and related services. This acknowledgment authorizes us to provide outreach that may otherwise be considered solicitation under Florida law.

 

4. Compliance With Florida Law

All communications will comply with Florida Statutes and administrative rules governing public adjusters, including restrictions on in-person or phone solicitation within the first 48 hours after a loss. Homeland PA will never engage in harassment, coercion, or deceptive practices.

 

5. Authorization to Be Contacted in the Event of Disaster

You authorize Homeland PA to contact you immediately before, during, and after a hurricane, storm, fire, flood, or other catastrophic event with updates, preparedness information, and offers of claim assistance, subject to Florida law.

 

6. No Guarantee of Outcomes

Adjuster Advantage™ is not an insurance product and does not guarantee coverage, claim approval, or payment. Homeland PA serves solely as a licensed public adjuster to advocate on your behalf.

 

7. Opt-Out Rights

You may opt out of receiving promotional or marketing communications at any time by using the unsubscribe link in emails, replying STOP to texts, adjusting social media preferences, or contacting us directly. Opting out does not terminate your membership.

 

8. Privacy & Data Use

Your information will only be used by Homeland PA for the purposes described in these Terms. We will not sell or share your personal data with unaffiliated third parties without your consent, except as required by law.

 

9. Limitation of Liability

Homeland PA is not liable for any damages resulting from your reliance on communications or membership materials. You are responsible for maintaining insurance coverage and property protection as required by your insurer.

 

10. Modification of Terms

We reserve the right to update or modify these Terms & Conditions at any time. Continued membership constitutes acceptance of any revised terms.

 

11. Governing Law

These Terms are governed by the laws of the State of Florida.